It is not the end of the world if an insurance company rejects your demand for damages and makes a miserably low offer. This is just the beginning of the negotiations that should conclude in a fair settlement.
The personal injury claim process begins with filing a claim with the at-fault person’s insurance company. You detail the facts of the accident and subsequent injuries before stating the compensation you expect to receive. A qualified personal injury law firm in Los Angeles, California can help you itemize the various damages including the medical expenses, lost income and even the pain and suffering.
The insurance company will appoint a claims adjuster who will take some time to investigate your claim and then send an initial settlement offer. You will be quite alarmed at the absurdly low figure quoted by the adjuster. You may even be pressured to accept the offer and get a dire warning that you will not get anything at all later.
Do not be intimidated by such tactics and accept the initial offer in a hurry. You should make sure that the settlement is fair and covers your damages. Else, the prudent step is to reject the insurance company’s offer and make a counteroffer of your own.
This will not rob you of the chance to get the compensation. Personal injury claims are in fact a game of negotiations with each side successively rejecting the other party’s offer and making a counteroffer of their own. This usually continues till the settlement amount seems fair and is acceptable to both parties.
Therefore, while you should be patient and present counteroffers, do not push the game too far either. If you get too greedy and refuse to accept a settlement offer that is in tune with the severity of your injuries, the negotiations may reach a stalemate. There is no recourse but to file a personal injury lawsuit.
It makes sense to engage an established personal injury law firm in Los Angeles, California like Kahn Roven, LLP (www.kahnroven.com) right from the start itself. Your attorney will evaluate the case and skillfully conduct the negotiations without rushing in to accept a lowball offer or even prolonging the case needlessly. This is your best chance to get a reasonable settlement for the personal injury!